Print
 

  MIG Update – October 25, 2021



Psych Symptoms Are ‘Clinically Associated Sequelae’

This week a MIG hold case where the Tribunal references the Superintendent’s Guideline No. 01/14 namely, the Minor Injury Guideline to conclude psychological symptoms were clinically associated consequences of minor, soft tissue injuries, and should therefore be treated under the MIG’s treatment framework….

Instantly determine the possible outcomes of your case with an Outcome Analysis Report (OAR) – Request an OAR through live chat!



Factor: Psychological Symptoms

Psych Symptoms Are ‘Clinically Associated Sequelae’– In Nguyen v. Wawanesa Mutual Insurance Company (19-007890), a February 14, 2017 accident, Nguyen claimed that he should not be subject to the MIG due to the exacerbation of a pre-existing injury to his low back, chronic neck and back pain as well as psychological injuries sustained in the accident.

With respect to the psychological injury, Nguyen relied on the Social Work Assessment Report of Ms. Amber Williams dated December 2, 2019, which mentions Nguyen’s reduced social activity, his trouble sleeping, caution while driving, decreased memory and concentration, irritability, fear, anxiety and diminished interest in activities he previously enjoyed.

Further Nguyen relies on a May 11, 2020 Independent Pain Medicine Assessment Report of anesthesiologist Dr. Hien Ta findings of disturbed sleep and vehiclular phobia and the fact that he was prescribed amitriptyline in October 2018 used to treat depression. It was Dr. Ta’s opinion that Nguyen’s anger, frustration and minor cognitive dysfunction should remove him from the Minor Injury Guideline.

The Tribunal concluded that Nguyen did not meet his burden of establishing proof that his pre-existing injuries or chronic pain remove him from the MIG.

On the psychological injury, the Tribunal found Nguyen’s symptoms to be clinically associated consequences of his minor soft tissue injuries that can be treated under the MIG treatment framework.

The Tribunal held:

  • The Schedule’s definition of a minor injury does not include psychological impairment, the definition does however capture the “clinically associated sequelae” of minor, soft tissue injuries.
  • The Minor Injury Guideline adopts a “functional restoration” framework for the treatment of minor injuries which contemplates “interventions that help the insured person to reduce or manage his/her pain and associated psycho-social symptoms.”
  • The Guideline is clear that some psychosocial issues can be expected as the clinical consequences of minor, soft tissue injuries.
  • While the family doctor prescribed an antidepressant, this was almost two years after the accident and there are no clinical notes and records documenting a link between the accident and any psychological impairment.


If you Have Read This Far…

Our MIG Monday series discusses the multitude of factors to consider when evaluating a risk position on MIG cases. The Tribunal has ruled on the MIG in 24% of the decisions so far. Each case is nuanced, but with similar factors.

Inform your position & present persuasive arguments. Include an Outcome Analysis Report (OAR) in your case evaluation complete with For/Against cases. Need an OAR?

 

Archive of LAT Updates

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG

April 10, 2024: Court Upholds Tribunal Decision That a MIG Removal is a Complete MIG Removal

Divisional Court, MIG

April 8, 2024: Psychiatric Diagnosis Prevails over Psychological Opinion

MIG

April 3, 2024: Court Sends Matter Back to Tribunal Concerning “Accident”

Definition Accident, Divisional Court

April 1, 2024: Ortho Opinion Prevails on Origins of a Fracture

MIG

March 27, 2024: Supreme Court Takes Issue with Tribunal, Divisional Court & Court of Appeal

Limitation Period, Reconsideration, Supreme Court

March 25, 2024: Expert’s Conclusory Statement Insufficient on Pre-existing Condition

MIG

March 20, 2024: Non-Compliance by Both Parties Impacts IRB and Medical Claims

IRB

March 18, 2024: No Weight Afforded to Handwritten Illegible CNR’s

MIG

March 13, 2024: Denials Deficient and Pain Relief Validates Treatment Plans

Treatment Plans

March 11, 2024: “Radicular Irritation” & MRI Findings Not MVA Related

MIG

March 6, 2024: Tribunal Upholds Decision Excluding Improperly Secured IEs From the Evidence

Evidence, IE, Reconsideration

March 4, 2024: Concussion and Chronic Pain Diagnoses Require Expertise

MIG

February 28, 2024: Prior Health Concerns Complicate Claim for CAT

CAT

February 26, 2024: Unchallenged Virtual Chronic Pain Assessment Accepted

MIG

February 21, 2024: Consent by Parties for Adjournment Not Determinative

Adjournment, Procedure

February 14, 2024: Tribunal Does Not Accept the CAT Findings of Either Party

CAT

February 12, 2024: MIG Escape on Concussion Diagnosis Despite Resolution of Symptoms

MIG

February 7, 2024: Financial Hardship Not A Defense for Repayment Responsibility

IRB

February 5, 2024: CT Scan of Wrist Fracture Contradicts Medical Opinion

MIG

January 29, 2024: Concussion Despite No Head Injury?

MIG

January 24, 2024: One Assessment Process Produces Two Discrete Reports

CAT, Productions

January 22, 2024: Defective Notices Do Not Trigger Limitation

MIG

January 17, 2024: Election Not Required, LAT Act Invoked & Limits Exhausted?

Award, Limitation Period

January 15, 2024: Chronic Pain Diagnosis Contradicted by Self-Reports

MIG

January 10, 2024: NEB Reinstated After Six Years Generates Award

Award, NEB

January 8, 2024: Undisputed Psychological Diagnosis Prevails

MIG

January 3, 2024: Significant & Competing Price of Non-Compliance for Both Parties

Non-Compliance

December 20, 2023 (Throwback Edition): Statutory Relief Within Tribunal’s Jurisdiction

Jurisdiction

December 18, 2023: ‘Incident’ of Viewing Video Not Use and Operation

MIG

December 13, 2023 (Throwback Edition): Employed Applicant Remains Entitled to Post 104 IRB

IRB

December 11, 2023: Chronic Pain Diagnosis In Absence of Physical Exam?

MIG

December 6, 2023: Four Marked Impairments for 2010 MVA

CAT

December 4, 2023: No Adverse Inference Drawn Despite Lack of pre MVA CNRs

MIG

November 29, 2023 (THROWBACK EDITION): 18 Month Delayed Notice Reasonable, However 7 Month Delay is Not

Limitation Period

November 27, 2023: Confirmed High Bar to Escape MIG on Pre-Existing

MIG

November 22, 2023: Multiple IEs Excluded From Evidence

IE, Evidence

November 20, 2023: Radiculopathy Complaint Requires a Diagnosis

MIG

November 15, 2023: Court Applies Tomec & CAT Decision Varied

CAT, Limitation Period

November 13, 2023: Insurer Expert Conclusion Inconsistent with Findings

MIG

November 8, 2023: Maximum Award in Excess of $60K on CAT Case

CAT

November 6, 2023: Medical Evidence Overrides Legal Referrals

MIG

November 1, 2023: Eighteen Month Delayed Notice Reasonable However Seven Month Delay is Not

Limitation Period

October 30, 2023: Which MVA Exacerbated Injuries?

MIG

October 25, 2023: Application Seeking CAT Determination an Abuse of Process

CAT

October 23, 2023: Functional Disability Despite 50 Hour Work Week

MIG

October 18, 2023: Statutory Relief Renders Equitable Remedy Moot

Div Court

October 16, 2023: Injuries Not Static - MIG Determined Again

MIG

October 11, 2023: CERB is Income However Not “Gross Employment Income”

IRB

October 4, 2023: Employed Applicant Remains Entitled to Post 104 IRB

IRB

October 2, 2023: ‘IE’ Does Not Establish Causation

MIG

Contact Sales

416.364.6688

Contact Support

Contact Us

InHealth

11 Allstate Parkway Suite 203
Markham, Ontario
L3R 9T8

Follow Us On