Print
 

  MIG Update – August 26, 2024



What Exactly Constitutes “Compelling” Evidence?

This week, a MIG hold where the Tribunal considered the Applicant’s medical records detailing the pre-existing conditions and diagnostics, in determining that the records in of themselves were not ‘compelling’. This term, has been referred to as a ‘subjective measure’ by the Tribunal and continues to be elusive as may well be the case in this week’s featured decision.



Virtual Training – Fall Sessions!

Secure your seat for inHEALTH’s 2024 Fall Virtual Training sessions!

  • SABS Expedited: October 7th – 11th, 2024
  • BI Fundamentals: November 4th – 8th, 2024

*Eligible Participants receive 9 Substantive – CPD hours upon course completion

Course details & register here +



Factor: Medical Records

In Misiti v. Aviva (22-006530), Felicia Misiti was involved in a motor vehicle accident on September 23, 2020 and sought entitlement to a Treatment Plan for chiropractic services outside of the MIG.

Misiti submitted that she should be removed from the MIG due to exacerbated pre-existing headaches, and neck and back pain, as evidenced by the CNRs of her family doctor Dr. Campos-Bustamante, physiatrist Dr. Chmiel rheumatologist Dr. Legault, and neurologist Dr. Farhani. dated June 2022, which indicated that she had headaches since she was 17, and it was aggravated by the accident.

Aviva disagreed, and relied on the GP IE report of Dr. Kopyto dated January 2022 which opined that Misiti suffered a minor injury from the accident, and that her pre-existing injury would not preclude her recovery in MIG.




The Tribunal found:

  • Although family doctor Dr. Campos-Bustamante noted Misiti’s pre-existing conditions and physiatrist Dr. Chmiel documented her treatment, but neither of them provided a diagnosis or compelling medical evidence that suggested her pre-existing conditions would preclude her recovery from an accident-related injury.
  • The diagnostic imaging results found in the CNRs of rheumatologist Dr. Legault revealed that Misiti’s pain was mechanical in nature, and there was minimal damage found….“January 12, 2021, the doctor noted myofascial neck pain. In review of the CNRs, I am not directed to compelling medical evidence to prove that the applicant would be precluded from recovery from any accident-related minor injury if she were kept in MIG.”
  • The IE report of GP Dr. Kopyto dated January 2022, opined that Misiti’s neck and back pain had not changed following the accident. This opinion was given weight as it aligned with Misiti’s medical records.
  • “The neurology report of Dr. Farhani completed on June 6, 2022, was the result of a telephone interview with the applicant. The report notes that the applicant has had headaches since she was 17, and the doctor posits that the headaches have been aggravated by the motor vehicle accident. An interesting note in this report is where the doctor also mentions that neck pain can be a prodromal symptom of migraine, which the applicant reports suffering from since she was 17.”
  • Overridingly, they were not directed to ‘compelling medical evidence’ and the records lacked detail that stated the pre-existing injuries referenced in the records would prevent recovery if Misiti was kept to the MIG limits.


If you Have Read This Far…

Our MIG Monday series discusses the multitude of factors to consider when evaluating a risk position on MIG cases. The Tribunal has ruled on the MIG in 24% of the decisions so far. Each case is nuanced, but with similar factors.

Inform your position & present persuasive arguments. Include an Outcome Analysis Report (OAR) in your case evaluation complete with For/Against cases. Need an OAR?

 

Archive of LAT Updates

December 18, 2024: Applicant Successful in CAT Case Where Respondent’s Expert Unavailable

CAT

December 16, 2024: Applicants Lose on Flawed Interpretation of the Schedule

MIG

December 11, 2024: Court Sends Paraplegic Matter Back to Tribunal re “Accident”

Definition Accident, Divisional Court, Reconsiderations

December 9, 2024: Pre-Existing Conditions MIG Escapes?

MIG

December 4, 2024: Court Remits $770K Award Worthy Matter Back to Tribunal

Award, Divisional Court, IRB

December 2, 2024: GP Questionnaire Does Not Trigger MIG Escape on Pre Existing

MIG

November 27, 2024: Court Remits $200K Award Worthy Matters Back to Tribunal

Award, Divisional Court, IRB

November 25, 2024: Pre-Screen Not Psychological Diagnosis

MIG

November 20, 2024: IE Not Reasonable or Necessary – No to CAT & IRB

CAT, IRB, Procedure

November 18, 2024: No Evidence Pre-Existing Conditions Prevent MMR

MIG

November 13, 2024: Applicant’s Explanation for Delayed Application Found Reasonable

Procedure

November 11, 2024: GP Concussion Diagnosis Accepted as Legitimate

MIG

November 6, 2024: Court Remits “Unsafe” Decision Back for Rehearing

CAT

November 4, 2024: Submissions Do Not = Evidence

MIG

October 30, 2024: Court Remits “Unsafe” Decision Back for Rehearing

CAT, Divisional Court

October 28, 2024: IE Fails to Explain Lack of Diagnosis

MIG

October 23, 2024: Loose Lid Unexpected "Accident"

Definition Accident

October 21, 2024: Dental Work Required Not Caused by MVA

MIG

October 7, 2024: Continuity of Complaints Confirm Chronic Pain

MIG

October 2, 2024: All Items in Dispute Deemed Incurred

Treatment Plans

September 30, 2024: Ignoring Medical Evidence Proves Award Worthy

MIG

September 25, 2024: Credibility Issues Abound with IE Assessor

IE

September 23, 2024: Reliance on Symptom Magnification Test Proves Fatal

MIG

September 16, 2024: Self Reporting Accepted for Psych MIG Escape

MIG

September 9, 2024: Diagnosis Alone Falls Short in Chronic Pain Case

MIG

September 4, 2024: CAT Finding Upheld on Reconsideration

CAT, Reconsiderations

August 28, 2024: Staged MVA Results in $93K Repayment Order

Definition Accident, Evidence

August 26, 2024: What Exactly Constitutes “Compelling” Evidence?

MIG

August 21, 2024: Extreme Impairment Confirmed in CAT Decision

CAT

August 19, 2024: Post Concussive Syndrome Diagnosed in Telephone Interview

MIG

August 14, 2024: Reconsideration Varies Decision Regarding “Accident”

Definition Accident, Divisional Court

August 12, 2024: Adverse Inference Considered in MIG Determination

MIG

August 7, 2024: Re-Training Not A Viable Option - Post 104 IRB Confirmed

IRB

July 31, 2024: Applicants Allowed to Proceed to Hearing Despite Alleged Non – Compliance

Insurer’s Examinations, Procedure

July 29, 2024: No Specific Reference to Evidence Precludes MIG Escape

MIG

July 24, 2024: When is a Spouse Not a “Spouse”?

Death Benefit

July 22, 2024: No Evidence Tendered to Rebut Concussion Diagnosis

MIG

July 17, 2024: 196K Grievance Award Factored into IRB Calculation

IRB

July 15, 2024: Chronic Pain Diagnosis Does Not Warrant MIG Escape

MIG

July 10, 2024: Court Allows Applicant to Submit Judicial Review After the Fact

Divisional Court

July 8, 2024: MIG Escape Despite Unrelated Psych Issues

MIG

July 3, 2024:Application Premature On Benefits Claimed in Excess of Limits

Award, CAT, Jurisdiction

June 26, 2024: Multiple Wilful Misrepresentations Claimed but Only One Established

IRB

June 24, 2024: Chronic Pain Diagnosis 4 Years Later Uncontroverted

MIG

June 19, 2024: Court Sets Aside Tribunal Decision and Makes Decision that Ought to Have Been Made

Definition Accident, Divisional Court

June 17, 2024: Cause of ‘Remote’ Finger Fracture Questioned

MIG

June 10, 2024: Reliability on IE Opinions Challenged

MIG

June 5, 2024: IE 'Highly Intrusive' - Not Acceptable Reason For Failure To Attend

Insurer's Examinations

June 3, 2024: MVA Necessary Cause of Subluxation of Shoulder Joint

MIG

May 29, 2024: Practicing Lawyer Seeks CAT Determination

CAT

May 27, 2024: Differing Opinions on Right Knee Injury Causation

MIG

May 22, 2024: Four Marked Impairments CAT and Post 104 IRB Confirmed

CAT, IRB

May 15, 2024: Court Confirms Three Breaches of Procedural Fairness by Tribunal

Div Court

May 13, 2024: Little Weight Given to Illegible Doctor's Notes

MIG

May 8, 2024: Reasonable Perception of Bias Involving Former Adjudicator Requires Rehearing

Reconsideration

May 6, 2024: Potential Causation Does Not Support MIG Escape

MIG

May 1, 2024: Tribunal Varies Three Decisions on Reconsideration

Reconsideration, Treatment Plans

April 29, 2024: Credibility of Assessment Favored Over Psych Validity Testing

MIG

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG