Print

 

  MIG Update – April 22, 2024



Records Alone Do Not Warrant MIG Removal on Pre -Existing

This week, a MIG hold case, the Tribunal considers a matter wherein the Applicant had a documented history of a knee condition. As well as, an opinion that the Applicant ‘likely’ has chronic pain as a result of the accident.



SABS Summer Session!

Secure your seat for inHEALTH’s 2024 Summer Virtual Training session. inHEALTH continues to celebrate 25 years! Join the celebration and receive 25% off SABS Expedited until April 30, 2024!

  • SABS Expedited: June 17th – 21st, 2024

*Eligible Participants receive 9 Substantive – CPD hours upon course completion

Course details & register here +



Factor: CNRs

In Sehgal v. Aviva (21-007940), Neelam Sehgal was involved in a motor vehicle accident on July 29, 2020. In addition to IRB she sought entitlement to three treatment plans for chiropractic services and prescription medications. She claimed that she should not be subject to the MIG as her pre-existing knee injury was exacerbated by the accident, as well as a diagnosis of chronic pain in her neck, back and shoulder as a result of the accident.

Sehgal relied on the clinical notes and records of Dr. Saini, her family doctor, pre-accident reports of orthopaedic surgeons Dr. Karabatsos and Dr. Harrington, a pain assessment report of Dr. Wasswa-Kintu, general practitioner, dated May 3, 2021, and neurodiagnostic report of Dr. Rasquinha, general practitioner, dated November 30, 2021. She also relies on the CNRs of her treating clinics.

Aviva relied on the IE reports of physiatrist, Dr. Soric dated February 19, 2021, addendum August 24, 2021, who diagnosed Seghal with soft tissue injuries as a result of the accident which fall under the MIG. Further the surveillance report of Intrepid Investigation dated November 18, 2021.




The Tribunal found:

      • Although Seghal’s records and reports establish that prior to the accident she had a five-year history of problems with her left knee, arthroscopic surgery and knee pain complaints to her family doctor in the year prior the accident, the records alone do not warrant removal from the MIG.
      • “What I find lacking in this case is evidence from a treating practitioner supporting that the applicant’s pre-existing left knee impairment was exacerbated by the accident or would prevent her from achieving maximum medical recovery in the MIG, as is required for removal by s. 18(2).”
      • The post accident report of Dr. Wasswa-Kintu and Dr. Rasquinha, relied upon by Seghal, did not mention the left knee at all or note any exacerbation. Seghal also did not report any symptoms involving the left knee to Aviva’s assessor Dr. Soric.
      • Dr. Soric’s physical examination in February 2021 was unremarkable, finding full range of motion of the cervical spine and normal strength in all four extremities. After reviewing the records in August 2021 Dr. Soric’s opinion remained unchanged.
      • Dr. Wasswa-Kintu diagnosis of chronic pain, was given little weight because the assessment took place by telephone and the doctor did not carry out a physical examination. The report interchangeably refers to Seghal as male and female throughout and did not review any pre- or post-accident CNRs. All of which challenge the reliability of the opinion.
      • Dr. Rasquinha’s report has similar limitations in that the doctor did not review any pre- or post-accident CNRs. The physical examination of Seghal was normal, yet rendered the opinion that Seghal likely suffers from chronic pain syndrome.
      • Dr. Soric opinions were preferred because the assessment was more thorough, records were reviewed and consistent with Seghal’s self-reports about her post-accident function.
      • The surveillance report from November 2021 showed Seghal participating in grocery shopping and running other errands confirming her self-reports and Dr. Soric findings.


      If you Have Read This Far…

      Our MIG Monday series discusses the multitude of factors to consider when evaluating a risk position on MIG cases. The Tribunal has ruled on the MIG in 24% of the decisions so far. Each case is nuanced, but with similar factors.

      Inform your position & present persuasive arguments. Include an Outcome Analysis Report (OAR) in your case evaluation complete with For/Against cases. Need an OAR?

       

Archive of LAT Updates

December 18, 2024: Applicant Successful in CAT Case Where Respondent’s Expert Unavailable

CAT

December 16, 2024: Applicants Lose on Flawed Interpretation of the Schedule

MIG

December 11, 2024: Court Sends Paraplegic Matter Back to Tribunal re “Accident”

Definition Accident, Divisional Court, Reconsiderations

December 9, 2024: Pre-Existing Conditions MIG Escapes?

MIG

December 4, 2024: Court Remits $770K Award Worthy Matter Back to Tribunal

Award, Divisional Court, IRB

December 2, 2024: GP Questionnaire Does Not Trigger MIG Escape on Pre Existing

MIG

November 27, 2024: Court Remits $200K Award Worthy Matters Back to Tribunal

Award, Divisional Court, IRB

November 25, 2024: Pre-Screen Not Psychological Diagnosis

MIG

November 20, 2024: IE Not Reasonable or Necessary – No to CAT & IRB

CAT, IRB, Procedure

November 18, 2024: No Evidence Pre-Existing Conditions Prevent MMR

MIG

November 13, 2024: Applicant’s Explanation for Delayed Application Found Reasonable

Procedure

November 11, 2024: GP Concussion Diagnosis Accepted as Legitimate

MIG

November 6, 2024: Court Remits “Unsafe” Decision Back for Rehearing

CAT

November 4, 2024: Submissions Do Not = Evidence

MIG

October 30, 2024: Court Remits “Unsafe” Decision Back for Rehearing

CAT, Divisional Court

October 28, 2024: IE Fails to Explain Lack of Diagnosis

MIG

October 23, 2024: Loose Lid Unexpected "Accident"

Definition Accident

October 21, 2024: Dental Work Required Not Caused by MVA

MIG

October 7, 2024: Continuity of Complaints Confirm Chronic Pain

MIG

October 2, 2024: All Items in Dispute Deemed Incurred

Treatment Plans

September 30, 2024: Ignoring Medical Evidence Proves Award Worthy

MIG

September 25, 2024: Credibility Issues Abound with IE Assessor

IE

September 23, 2024: Reliance on Symptom Magnification Test Proves Fatal

MIG

September 16, 2024: Self Reporting Accepted for Psych MIG Escape

MIG

September 9, 2024: Diagnosis Alone Falls Short in Chronic Pain Case

MIG

September 4, 2024: CAT Finding Upheld on Reconsideration

CAT, Reconsiderations

August 28, 2024: Staged MVA Results in $93K Repayment Order

Definition Accident, Evidence

August 26, 2024: What Exactly Constitutes “Compelling” Evidence?

MIG

August 21, 2024: Extreme Impairment Confirmed in CAT Decision

CAT

August 19, 2024: Post Concussive Syndrome Diagnosed in Telephone Interview

MIG

August 14, 2024: Reconsideration Varies Decision Regarding “Accident”

Definition Accident, Divisional Court

August 12, 2024: Adverse Inference Considered in MIG Determination

MIG

August 7, 2024: Re-Training Not A Viable Option - Post 104 IRB Confirmed

IRB

July 31, 2024: Applicants Allowed to Proceed to Hearing Despite Alleged Non – Compliance

Insurer’s Examinations, Procedure

July 29, 2024: No Specific Reference to Evidence Precludes MIG Escape

MIG

July 24, 2024: When is a Spouse Not a “Spouse”?

Death Benefit

July 22, 2024: No Evidence Tendered to Rebut Concussion Diagnosis

MIG

July 17, 2024: 196K Grievance Award Factored into IRB Calculation

IRB

July 15, 2024: Chronic Pain Diagnosis Does Not Warrant MIG Escape

MIG

July 10, 2024: Court Allows Applicant to Submit Judicial Review After the Fact

Divisional Court

July 8, 2024: MIG Escape Despite Unrelated Psych Issues

MIG

July 3, 2024:Application Premature On Benefits Claimed in Excess of Limits

Award, CAT, Jurisdiction

June 26, 2024: Multiple Wilful Misrepresentations Claimed but Only One Established

IRB

June 24, 2024: Chronic Pain Diagnosis 4 Years Later Uncontroverted

MIG

June 19, 2024: Court Sets Aside Tribunal Decision and Makes Decision that Ought to Have Been Made

Definition Accident, Divisional Court

June 17, 2024: Cause of ‘Remote’ Finger Fracture Questioned

MIG

June 10, 2024: Reliability on IE Opinions Challenged

MIG

June 5, 2024: IE 'Highly Intrusive' - Not Acceptable Reason For Failure To Attend

Insurer's Examinations

June 3, 2024: MVA Necessary Cause of Subluxation of Shoulder Joint

MIG

May 29, 2024: Practicing Lawyer Seeks CAT Determination

CAT

May 27, 2024: Differing Opinions on Right Knee Injury Causation

MIG

May 22, 2024: Four Marked Impairments CAT and Post 104 IRB Confirmed

CAT, IRB

May 15, 2024: Court Confirms Three Breaches of Procedural Fairness by Tribunal

Div Court

May 13, 2024: Little Weight Given to Illegible Doctor's Notes

MIG

May 8, 2024: Reasonable Perception of Bias Involving Former Adjudicator Requires Rehearing

Reconsideration

May 6, 2024: Potential Causation Does Not Support MIG Escape

MIG

May 1, 2024: Tribunal Varies Three Decisions on Reconsideration

Reconsideration, Treatment Plans

April 29, 2024: Credibility of Assessment Favored Over Psych Validity Testing

MIG

April 24, 2024: Wilful Misrepresentation Abounds on IRB Repayments

IRB

April 22, 2024: Records Alone Do Not Warrant MIG Removal on Pre-Existing

MIG

April 15, 2024: Demands of Child-birth Pre-Existing Condition?

MIG